Free Ohio Department of Insurance OH-Life-Agent-Series-11-44 Practice Exams Questions 2026 - TheExamsLabs

Start Preparation with the Latest and Real 100% Free OHIO Life Insurance OH-Life-Agent-Series-11-44 Exam Dumps Questions Practice 2026

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Total 106 Questions | Updated On: May 23, 2026

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Question 1

The type of insurance used to indemnify a firm for the loss of earnings brought about by the death or disability of an officer or other significant employee Is

A : business continuation life.

B : business overhead.

C : key person.

D : employee welfare.

Answer: C

Question 2

All the following riders can Increase the death benefit amount EXCEPT

A : Cost of Living.

B : Waiver of Premium.

C : Accidental Death Rider.

D : Guaranteed Insurability.

Answer: C

Question 3

Under the children's term rider, what occurs when a child reaches the specified age? He or she

A : automatically becomes the beneficiary of the life insurance policy.

B : must show evidence of insurability to remain covered.

C : may Increase the term coverage of the rider.

D : is eliminated from coverage.

Answer: B

Question 4

Extended term Insurance can be selected under which whole life policy provision?

A : interest-only

B : nonforfeiture

C : cash value

D : settlement

Answer: B

Question 5

Insurance agents have duties and responsibilities to the insured and the insurer. Which of the following responsibilities does an agent owe the insured during the policy year?

A : Help the insured file and follow up on claims.

B : Notify the insurance department when claims are paid.

C : Work with rating bureaus to establish insurer ratings.

D : Pay the insured-s premiums if they are unable to do so.

Answer: A

Page: 1 / 22

Total 106 Questions | Updated On: May 23, 2026

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