Free Pennsylvania Insurance PA-Life-Accident-and-Health Practice Exams Questions 2026 - TheExamsLabs

Start Preparation with the Latest and Real 100% Free Pennsylvania Insurance Licensing (PAIN) PA-Life-Accident-and-Health Exam Dumps Questions Practice 2026

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Total 161 Questions | Updated On: May 21, 2026

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Question 1

A Key Person Disability Income Policy pays benefits to the

A : spouse.

B : employee.

C : dependent.

D : employer.

Answer: D

Question 2

Which of the following circumstances may be grounds for suspending an insurance license?

A : failure to follow insurer's underwriting rules

B : conviction of a summary offense

C : conviction of a felony

D : failure to maintain records for 5 years

Answer: C

Question 3

An illness or disease which is first diagnosed and treated while the policy is in force is considered

A : a sickness.

B : an exclusion.

C : an accidental injury.

D : a preexisting condition.

Answer: A

Question 4

Which of the following policies generally does NOT have a cash value?

A : endowment

B : variable life

C : straight life

D : term

Answer: D

Question 5

An annuitant dies during the accumulation period. What happens to the cash in the annuity?

A : it is paid to the beneficiary

B : it is paid to the IRS

C : it is paid into the estate

D : the company keeps it

Answer: A

Page: 1 / 33

Total 161 Questions | Updated On: May 21, 2026

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